Foundation
$499
or 4 × $124.75, no interest
People with moderate credit issues who want a solid, confident start.
- ✓Up to 8 negative account disputes per round
- ✓New round every 45 days
- ✓Up to 3 rounds
- ✓Bureau follow-ups included
Credit repair
Your score is fixable. We know exactly how.
Collections, late payments, charge-offs, hard inquiries — all legally disputable under federal law. We build the strategy, file the disputes, and track every result.
One-time pricing. No monthly fees, no subscriptions, ever. Individual results vary. Figures referenced on this page are drawn from internal client records and have not been independently verified.
Sound familiar?
Bad credit is costing you more than you think
Every day with damaged credit costs you money you don't have to spend. Higher rates, more deposits, worse terms — it adds up fast. Here's what's actually on the line:
Interest
Higher interest rates
Bad credit can cost thousands more in interest on auto loans, mortgages, and personal loans.
Deposits
Bigger security deposits
Landlords and utilities charge higher deposits — sometimes 2–3x — when your score is low.
Approvals
Loan denials
Bad items on your report kill approvals — even when you can actually afford what you're applying for.
Insurance
Higher premiums
Most insurers use credit data. A weak profile means you pay more for the exact same coverage.
Housing
Blocked from housing
Credit checks on rentals mean damaged profiles get rejected — even with solid income.
Capital
No access to business capital
Most business funding still requires a clean personal profile. Weak credit blocks your growth.
How it works
Your credit can be legally fixed
Under the Fair Credit Reporting Act (FCRA), credit bureaus are legally required to report only information that is 100% accurate and verifiable. When an item can't be verified — it must be removed. We know how to make that happen.
01
Intake · 1 business day
We review your full credit report
We analyze all three bureaus — Equifax, Experian, and TransUnion — and identify every item that can be challenged.
02
Documented & customized
We build your dispute strategy
Every dispute is customized. We target inaccurate, unverifiable, outdated, or duplicated items with documented, legally-backed challenges.
03
30–45 days per round
We file and track every round
Bureaus have 30–45 days to respond. We follow up, track results, and escalate where needed.
04
Reported after each round
You watch your score move
As items are removed and your profile cleans up, your score improves — and your financial options open up.
What we target
Every item that's dragging your score down
These are the most common items we successfully dispute and remove. If it's on your report and it's inaccurate or unverifiable — it shouldn't be there.
Collections & charge-offs
Past-due and written-off accounts affecting your utilization and payment history.
Late payments
Incorrectly reported payment history and aging derogatories that no longer belong.
Hard inquiries
Unauthorized or inaccurate pulls that are hurting your score without your permission.
Repossessions
Accounts requiring strict accuracy and full verification review before reporting.
Judgments
Public-record items that damage approval odds and push rates higher across the board.
Bankruptcies
Complex negative reporting requiring structured, documented disputes executed correctly.
Choose your plan
Fix your credit. Pay once. Move on confident.
Easy, one-time payment. No monthly fees. No hidden costs. Real results through expert, compliant credit repair.
Expedited
Most popular$799
or 4 × $199.75, no interest
Clients who want accelerated results to reach their financial goals quickest & strongest.
- ✓Up to 15 negatives per round
- ✓New round every 30 days
- ✓Up to 7 rounds
- ✓Ultra priority support
Premium
Maximum results$1,099
or 4 × $274.75, no interest
Those who need the strongest possible push. Unlimited rounds and the most aggressive compliant tactics available.
- ✓Unlimited rounds & negative items
- ✓Aggressive compliant dispute tactics
- ✓Priority support
- ✓Faster follow-ups & execution
Couples
$1,250
or 4 × $312.50, no interest
Couples who want to build together and save time & money.
- ✓Both credit profiles repaired
- ✓Expedited dispute process for both
- ✓Priority coordination & tracking
- ✓Costs less than two separate plans
Not sure which plan? Get a recommendation
Questions before getting started? Email support — no phone call required.
Common questions
Everything you're wondering about
What if I pay and see zero changes?+
We only take on clients we're confident we can help. Every case is reviewed before acceptance to ensure there's a clear path forward. Our process is built on federal law, requiring credit bureaus to investigate and respond to disputes. For clients who move forward, we handle the strategy, execution, and follow-ups every step of the way. To give you complete peace of mind, we offer a 180-day money-back guarantee.
How long does it take to see results?+
The quickest we've seen results is 21 days — but most bureaus have 30–45 days to respond to each dispute round. Many clients see movement within the first round, with some seeing 100+ point jumps in a single cycle.
Why not just do it myself?+
You can — but most people don't know which items to target, how to word disputes correctly, or how to escalate when bureaus push back. We do this every day. The strategy and execution is what gets results.
Why is this one-time and not monthly?+
Monthly billing keeps clients subscribed longer than needed. We'd rather charge you once, get the job done, and have you refer us to everyone you know. That's the business model we believe in.
Do you work on all three credit bureaus?+
Yes. Every round is filed against Equifax, Experian, and TransUnion simultaneously, because an item removed at one bureau can still be dragging your score down at the other two.
Will disputing hurt my score?+
No. Disputes are not recorded on your report as negative events, and filing one does not trigger a hard inquiry.
Education
Understand your credit before you fix it
How personal credit affects business funding
Even for a business loan, the owner's personal profile usually decides what's available. Here's why, and what moves the needle.
Stop letting bad credit cost you every day
Every month you wait is another month of higher rates, more denials, and money left on the table.
TK Capital Solutions LLC is a credit consulting firm, not a law firm. Results vary and are not guaranteed. Past results are not typical. The 180-day money-back guarantee requires completed intake, active cooperation, and no new derogatory activity; requests must be submitted in writing. All sales otherwise final. One-time pricing, no recurring fees. Operates in compliance with FCRA and CROA. Under CROA, you may cancel within three business days of signing at no charge. All figures, client results, and reviews referenced on this page are based on internal records and have not been independently verified by a third party. Individual results will vary.