Terms of Use

Acceptance of Terms

By accessing or using our website, submitting any form, or engaging with our services, you confirm that you are at least 18 years of age, have read and understood these Terms, and agree to be legally bound by them. These Terms apply to all visitors, clients, and others who access or use our services.

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website or services following any changes constitutes your acceptance of the revised Terms.

Services Provided

TK Capital Solutions LLC provides credit optimization consulting and business funding consulting services. Our services include, but are not limited to:

• Credit repair and credit optimization consulting
• Business funding advisory and application assistance
• Financial coaching and credit education
• Document preparation and guidance support

We are a consulting firm and do not guarantee any specific outcome, credit score improvement, or funding approval. Results may vary based on individual circumstances. Nothing in our services constitutes legal, financial, or accounting advice.

SMS & Text Message Communications

By providing your mobile phone number and opting in through any intake form, purchase, website submission, or verbal or written agreement, you consent to receive recurring automated and non-automated text messages (SMS) from TK Capital Solutions LLC at the phone number provided.

User Responsibilities

By using our website and services, you agree to:

• Provide accurate, current, and complete information when submitting any form or engaging our services
• Maintain the confidentiality of any account credentials or personal information shared with us
• Use our website and services only for lawful purposes and in accordance with these Terms
• Refrain from using our services to engage in any fraudulent, deceptive, or unlawful activity
• Not reproduce, distribute, or exploit any content from our website without prior written consent
• Not attempt to gain unauthorized access to any portion of our website or systems

Payments & Fees

All fees for services are disclosed prior to engagement. Payment is required as outlined in your service agreement or at the time of purchase. Payments are processed securely through Square. TK Capital Solutions LLC does not store your full payment card details.

All sales are final unless otherwise specified in a written service agreement. Any refund requests are handled on a case-by-case basis at the sole discretion of TK Capital Solutions LLC.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without any warranties of any kind, express or implied. TK Capital Solutions LLC does not warrant that:

• Our services will meet your specific requirements or expectations
• Any specific credit score improvement, loan approval, or funding result will be achieved
• Our website will be uninterrupted, error-free, or free of viruses or other harmful components
• Any information provided is complete, accurate, or current

You use our website and services at your own risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including implied warranties of merchantability and fitness for a particular purpose.

Limitation of Liability

To the fullest extent permitted by applicable law, TK Capital Solutions LLC, its members, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, including but not limited to:

• Loss of income, revenue, or business opportunities
• Loss of data or information
• Any outcome related to credit repair or business funding results
• Unauthorized access to or alteration of your data

Our total liability to you for any claims arising from your use of our services shall not exceed the total amount paid by you to TK Capital Solutions LLC in the six (6) months preceding the claim.

Intellectual Property

All content on our website — including text, graphics, logos, images, and software — is the property of TK Capital Solutions LLC and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any of our content without our express written permission.

Third-Party Links & Services

Our website may contain links to third-party websites or services, including Square for payment processing. These links are provided for your convenience only. TK Capital Solutions LLC has no control over the content or practices of third-party sites and accepts no responsibility for them. We encourage you to review the terms and privacy policies of any third-party services you use.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Broward County, Florida.

Termination

We reserve the right to suspend or terminate your access to our website or services at any time, with or without notice, if we determine that you have violated these Terms or engaged in any conduct that we deem harmful to our business, clients, or operations. Upon termination, all provisions of these Terms that by their nature should survive will continue to apply.

Changes to These Terms

We may update these Terms of Use at any time. When we do, we will revise the "Last updated" date at the top of this page. We encourage you to review these Terms periodically. Your continued use of our website or services after any changes constitutes your acceptance of the updated Terms.