How it works
Two services. Two clear processes.
Business funding and credit repair work differently — here's exactly what happens in each, start to finish.
Process one
Business funding
01
Choose your funding product
Lines of Credit, Term Loans, Equipment Financing, SBA Financing, HELOC, 0% APR Funding, Personal Loans, or DSCR Loans — start with the option that fits what you're trying to do, or tell us you're not sure and we'll help narrow it.
02
Complete the pre-qualification
A short, product-specific set of questions tells us — and you — whether the option is worth pursuing right now.
03
Profile + financial review
We look at your actual credit profile and business financials before recommending anything.
04
Funding strategy / lender fit
We match your profile to the lenders and programs where it's genuinely strongest.
05
Application + underwriting
We guide the application and documentation through the lender's underwriting process.
06
Approval / funding
Decisions and terms come from the lender — we keep you informed at every stage through close.
Process two
Credit repair
01
Credit profile review
We start with your actual reports — all three bureaus — not assumptions.
02
Identify negative / disputable items
We flag what's inaccurate, unverifiable, or worth challenging, and what's helping you.
03
Repair + optimization strategy
A specific plan for your file: what we'll dispute, and what to strengthen.
04
Dispute process
We prepare and send disputes and follow the bureaus' responses, per your plan.
05
Monitor results
You see what changed as bureaus respond — progress is tracked, not guessed.
06
Continue optimizing
Additional rounds and profile-building steps where appropriate. Results vary by file — no specific outcome is guaranteed.
For partners
Refer it. We fulfill it. You track it.
Step 1
Apply
Short application, NDA, and portal access on approval.
Step 2
Refer
Submit the client's basics in the portal, or send them your secure upload link.
Step 3
TK handles it
Our team qualifies, collects documents, and places the deal.
Step 4
Track
Status updates by email and in your portal as the file moves.
Step 5
Funding
The client funds; the file is marked complete.
Step 6
Commission
Your commission is recorded in the portal per your partner agreement.
Not sure where to start?
Answer a few quick questions and we'll point you at the right path.