Business funding
HELOC
One of our faster funding options for qualified property owners.
General qualification guideline; lender and program requirements may vary.
Overview
Put available equity to work
A HELOC lets eligible property owners access available equity in real estate through a revolving line of credit — draw on it as needed rather than taking a single lump sum. For qualifying property owners, it is generally one of the faster and simpler paths to capital we offer.
Benefits
- —Access available home equity
- —Revolving access to capital
- —Potentially fast process
- —Simple documentation compared with many traditional financing products
- —Capital can potentially be used for eligible business or personal purposes, depending on the lender and program
Good for
Potential uses may include
Permitted uses depend on the lender and program.
Documentation
Kept deliberately simple
Typical documentation for this option comes down to two things:
- —Identity verification
- —Proof of property ownership
Qualification factors
What generally matters
- —Property ownership
- —Available property equity
- —Property value
- —Existing mortgage balance
- —Personal credit
- —Lender / program guidelines
Education
Learn before you apply
Using a HELOC to fund a business
A home equity line of credit can be one of the faster, lighter-documentation ways for a homeowner to fund a business.
Common questions
HELOCs, answered plainly
What is a HELOC?
A HELOC — home equity line of credit — lets eligible property owners access available equity in real estate through a revolving line of credit. Rather than a lump sum, it works as revolving access to capital, and depending on the lender and program, the capital can potentially be used for eligible business or personal purposes. All HELOCs are subject to lender underwriting and approval.
How much equity do I need?
It depends on your property value, your existing mortgage balance, and each lender's program guidelines — there is no single number that applies across programs. If you own property and believe you have available equity, the simplest way to find out is a quick conversation with us.
Own property? Find out what’s available.
A quick conversation is all it takes to see whether a HELOC fits.
The guidelines on this page are general guidelines only — not guaranteed lender approval requirements. Requirements vary by lender and program. TK Capital Solutions is not a lender; all funding is subject to lender underwriting and approval.