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Equipment financing: what it covers

Vehicles, machinery, technology, and other business equipment, financed with the equipment itself as collateral.

Equipment financing pays for a specific asset and uses that asset as collateral. Because the lender has security, it can be more accessible than an unsecured loan for the same amount.

Typical uses

  • Commercial vehicles and trucks
  • Construction, medical, and manufacturing machinery
  • Restaurant and kitchen equipment
  • Technology and specialized tools

What TK looks for

The same document-based picture as other business products: a personal credit profile generally 650 or higher, negatives ideally two or more years old, and revenue that supports the payment. The equipment quote or invoice is part of the file. TK Capital Solutions is a funding brokerage, not a lender. Requirements vary by lender and program; nothing here is a promise of approval, amount, or timing.

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Educational content only; not financial, legal, or tax advice. TK Capital Solutions is a funding brokerage, not a lender.