How SBA financing works
Government-backed loans for established businesses: larger amounts and longer terms in exchange for a fuller file and a longer timeline.
SBA loans are made by lenders and partially guaranteed by the U.S. Small Business Administration. The guarantee lets lenders offer terms they otherwise couldn't, which is why SBA financing suits larger, longer-horizon needs.
What to expect
- A fuller documentation package: tax returns, financial statements, business plan or use-of-funds detail
- A longer process than other products
- Requirements on business eligibility and use of funds
What TK looks for
An established business with a personal credit profile generally 650 or higher and negatives ideally two or more years old. Because the file is document-heavy, clean records matter more here than anywhere. TK Capital Solutions is a funding brokerage, not a lender. Requirements vary by lender and program; nothing here is a promise of approval, amount, or timing.
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Educational content only; not financial, legal, or tax advice. TK Capital Solutions is a funding brokerage, not a lender.